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Out-of-Pocket Maximums: How Generic Copays Count Toward Deductibles in Health Insurance

January 10 2026

Out-of-Pocket Maximums: How Generic Copays Count Toward Deductibles in Health Insurance

Generic prescription copays don't count toward your deductible but do count toward your out-of-pocket maximum. Learn how this affects your health costs and how to track your progress under your insurance plan.

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